Mutual Of Omaha Plan G
Mutual Of Omaha Medicare Supplement (aka Medigap) plan G is offered either directly through Mutual Of Omaha or through one of their subsidiaries; Omaha Insurance Company, United World Life or United Of Omaha Life Insurance Company.
Mutual Of Omaha Insurance Company was chartered in 1909 and offers a wide array of insurance products including Medicare supplement plans. MOO maintains an A+ Rating with A.M. Best and AA- with Standard and Poor’s. MOO is a very large company with a very stable financial backing. In 2014 they they had a $17.6 billion policy reserve set aside to pay future claims.
If you purchase a Medicare supplement plan from MOO you will get the following benefits:
- 30 day free look period
- No Policy Fee
- 12% Household discount (where available)
- Guaranteed renewable for life
- Free to choose your own doctor
Mutual Of Omaha Medicare Supplement Plan G Coverage
Plan G covers everything Medicare does not pay in full with one exception; the Part B deductible. The Part B deductible is $183 for year. The Part B deductible refers to services received from a doctor (usually at a doctor’s office). This deductible may be paid directly to the doctor’s office or you may be billed after the visit. In addition, you can either meet the deductible in one visit or it can be spread out over numerous visits. This depends how much your office visit costs.
Why Choose Medigap Plan G With MOO?
Plan G with MOO is great choice for your Medicare insurance. First off, plan G is one of the most affordable Medicare supplement plans to choose from. You have the freedom to go to any doctor, anywhere in the country that accepts Medicare. No referrals are needed to specialists.
Secondly, Mutual Of Omaha is a very stable company. You can trust they will remain in business for years to come. In addition, the rates for their plan G are very competitive across the country. In most states either Aetna, MOO or Cigna will have the most competitive rates available for Medigap plans.
Rate Increases With MOO
*Update April 2016; recently, there have been some significant rate increases with the Mutual companies. Plans F, G and N all have taken a 9.5% rate increases in many states across the country. Because of this, there may be a much better carrier to go with for your Medigap plan G. In most states there are over 40 carriers to choose from, they all offer the exact same supplement plans.
All rates will go up over time, if an agent tells you otherwise they are simply not telling you the truth! What sets us apart from most agents and brokers is that we consistently shop the rates for our clients each and every year. If there is a lower rate available with a different carrier we simply give our clients the option to change. This ensures your money stays in your pockets and not the insurance company’s pockets.
It is important to compare rates across all companies to ensure you are not overpaying for your insurance coverage. Contact us at (800) 208-4974 for a quote comparison or use our online quoting tool.
Before you apply for coverage you may want to confirm exactly what the price is and also if in fact MOO has the best rate for plan G in your area. There may be another A rated carrier that offers plan G at a lower rate than MOO.
To compare rates and apply for coverage call us at (800) 208-4974 or use the link above to quote and apply in minutes online with Mutual Of Omaha!
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