Humana Medicare Supplement Plan G
Plan G is the plan you pick when you want to get an all-encompassing Medigap plan. This plan allows you to get comprehensive and affordable healthcare that you need as you age.
What is the Medicare Supplement Plan G?
Your body is a system that you will interact with forever. You have to keep it operating at an optimal rate. Yet, as a senior, your body will find it difficult to do some old routines. You will need to pay special medical attention to it. This demands the search for a reliable healthcare insurance plan.
Medicare is a program created to solve a large part of such problems. Medicare supplement is the other program that complements Medicare by taking care of the different needs your Medicare Parts A and B do not cover. Within Medicare Supplement (Medigap) is Plan G. This plan takes care of your health insurance.
Plan G gives high coverage, taking care of almost all your needs. You only have to pay your Part B deductible. This is a perfect plan for those that want Plan G but cannot get it.
Who Is Humana?
Humana is a Fortune 500 company that provides medical insurance to ensure that you age healthy and stay financially stable. Started sixty years ago as a chain of nursing homes and later hospitals, Humana has good experience in healthcare. The company moved into insurance in the 80s and has become the third-largest insurance provider in the country.
With recognition from revered groups such as Military Times and the American Heart Association, Humana has several A-ratings and positive reviews for their quality services.
What Humana Medicare Supplement Plan G Covers
The coverage of the plan includes the following: skilled nursing care coinsurance, hospital admission coverage, hospice care, Part A co-payment, Part A deductible, Part B co-payment, and Part B excess charges. It also covers foreign travel emergency insurance (up to 80%) and three pints of blood.
So, the plan does not cover your part B deductible. You will have to pay for that yourself. The Part B deductible is the only payment that you will need to make.
Benefits of Humana Medicare Supplement Plan G
Besides the competitive rates nationwide, Humana gives you a load of other services that are unique to their company. Some of the benefits are:
- The HumanaFirst 24-hour nurse phone line
- Humana Transplant Center
- Silver Sneakers fitness and gym membership
- Well Dine, a food recommendation platform
- MyDine, a food delivery service, available after you have undergone surgery
- MyHumana app, which allows you to make appointments and track your benefits
- Discounts on eye exams, glasses, weight-loss programs, hearing aids, massage therapy, and over-the-counter medications
- Up to 12% Household Discount in most states
- Great bonus opportunities
- Reliable customer services and strong online presence.
How to Enroll
You must be 65 years old or have achieved retirement. Besides, you must have Original Medicare. This is because Medigap is a support program for Medicare. You can only have a single Medigap plan. Although, you can move from one plan to another at the end of the annual plan.
There is an open enrollment period that starts in the month of your 65th birthday. Within this period, you can have a hassle-free registration. You can register even with pre-existing conditions. You will need a doctor’s underwriting to register during any other period.
It is essential to note that Humana Medicare Supplement Plan G 2021 may be the best for you if you are new to Medicare. No Medigap plans are allowed to cover Part B deductible, which makes Plan F so popular and more expensive. It is nothing to worry about as Plan G offers all the other benefits of Plan F, and at a lower price.
Contact us today at (800) 208-4974 to get more information about the best Medigap plan within your zip code.
Medicare Supplement Plans
out of 5
based on 89 reviews